*Rates
$250.00 (60 minute Initial Individual Intake Session)
$375.00 (60 minute Initial Couples/Family Intake Session)
- Shug Sessions: ($150.00) 30 min. individual session
- Celie Sessions: ($250.00) 50 min. individual session
- Sophia Sessions: ($350.00) 60 min. couple session
- Nettie Sessions: ($375.00) 60 min. family session
$1,000.00 (Immigration Evaluations)
Therapy is an investment. It’s an investment of your time and your money. It’s an investment in yourself, your peace, and your happiness. As your therapist, I am equally invested and committed to helping you reach your goals.
*Please note all sessions must be cancelled or rescheduled at least 48 business hours prior to the scheduled appointment time or you will be charged the full session fee.
Insurance
Color Purple Counseling is a private pay practice and does not accept insurance.
REASONS COLOR PURPLE COUNSELING DOES NOT ACCEPT INSURANCE
Reduced Ability to Choose: Most health care plans today (insurance, PPO, HMO, etc.) offer little coverage and/or reimbursement for mental health services. Most HMOs and PPOs require “preauthorization” before you can receive services. This means you must call the company and justify why you are seeking therapeutic services in order for you to receive reimbursement. The insurance representative, who may or may not be a mental health professional, will decide whether services will be allowed. If authorization is given, you are often restricted to seeing the providers on the insurance company’s list. Reimbursement is reduced if you choose someone who is not on the contracted list; consequently, your choice of providers is often significantly restricted.
Pre-Authorization and Reduced Confidentiality: Insurance typically authorizes several therapy sessions at a time. When these sessions are finished, your therapist must justify the need for continued services. Sometimes additional sessions are not authorized, leading to an end of the therapeutic relationship even if therapeutic goals are not completely met. Your insurance company may require additional clinical information that is confidential in order to approve or justify a continuation of services. Confidentiality cannot be assured or guaranteed when an insurance company requires information to approve continued services. Even if the therapist justifies the need for ongoing services, your insurance company may decline services. Your insurance company dictates if treatment will or will not be covered. Note: Personal information might be added to national medical information data banks regarding treatment.
Negative Impacts of a Psychiatric Diagnosis: Insurance companies require clinicians to give a mental health diagnosis for reimbursement, which become a part of your permanent medical record. Psychiatric diagnoses may negatively impact you in the following ways:
· A psychiatric diagnosis can be brought into a court case (i.e., divorce court, family law, criminal, etc.).
· Denial of insurance when applying for disability or life insurance
· Company (mis)control of information when claims are processed
· Loss of confidentiality due to the increased number of persons handling claims
· Loss of employment and/or repercussions of a diagnosis in situations where you may be required to reveal a mental health diagnosis on your record. This includes, but is not limited to: applying for a job, financial aid, concealed weapons permits, etc.
It is also important to note that some psychiatric diagnoses are not eligible for reimbursement. This is often true for couples/marriage therapy.
Some benefits of not using insurance:
You are in control of your care, including choosing your therapist, length of treatment, etc.
Increased privacy and confidentiality (except for limits of confidentiality).
Not having a mental health disorder diagnosis become a part of your permanent medical record.
Consulting with the Clinician on non-psychiatric issues that are important to you that aren’t billable by insurance, such as learning how to cope with life changes, gaining more effective communication techniques for your relationships, increasing personal insight, and developing healthy new skills, to name a few.
After reading why Color Purple Counseling and its Clinicians do not accept health insurance, you may still decide to use your health insurance. If so, please contact your insurance for a list of Providers.
Payment
All major credit cards are accepted as forms of payment.
Cancellation/No Show Policy
All sessions must be cancelled or rescheduled at least 48 business hours prior to your scheduled appointment time or you will be charged the full session fee. You are considered a No Show after 15 minutes of your scheduled appointment and you will be charged the full session fee. If you join your session late and it is within the first 15 minutes, you will still be charged the full session fee and your time will not be extended.
There is no cost or fee to cancel or reschedule your appointment if you provide at least 48 business hours’ notice.
“Invest in yourself. You can afford it. Trust me.” -Rashon Caraway
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 985-3059.
Any Other Questions
Please contact Color Purple Counseling at (540) 658-2820 for any additional questions.